By Debra Mann, REALTOR, Suncoasteam Realty Contact Debra: 941-626-0744, debra@suncoasteam.com Hurricane season is here again (the season runs from June 1- November 30). With the peak of the season being mid August to late October, it is a good idea to think about getting prepared early, even though our seasons have been relatively quiet in Florida since 2004 & 2005 (and … Keep reading... about HURRICANE SEASON IS HERE – BE PREPARED!
House and Home
SW Florida Insurance
Anyone who watched the news in the last week has seen the devastating floods in South Carolina. The governor said on the news that this was a once in 1,000 year flood. Let that be a lesson to all of us in Florida. Flood insurance is a must. Many people who we help purchase a home in the area do not understand SW Florida insurance needs, especially flood insurance. They … Keep reading... about SW Florida Insurance
Flood Zone Changes
FEMA is in the process of producing new Flood Zone Maps. Homes that were once out of a risk area can now be included. However, according to the Sarasota County website, (scgov.net https://www.scgov.net/, 20-25 percent of all flood insurance claims come from low to moderate risk areas. It is highly recommended that no matter where you own a home in Florida, you purchase flood … Keep reading... about Flood Zone Changes
Flood Hazard Zones
Many people misunderstand the coverage they have with their standard homeowner insurance policy and the need for additional flood insurance underwritten by the US government. FEMA was created by the Flood Protection Disaster Act of 1968 to regulate construction in coastal areas and flood plains. FEMA analyzed the flood prone areas of the nation and in 1970’s issued maps that … Keep reading... about Flood Hazard Zones
FEMA Flood Insurance Changes
Flood insurance rules changes for lenders (From an article in Florida Realtors online newsletter) WASHINGTON – Oct. 23, 2013 – A group of federal agencies joined together to create flood insurance policy rules. A rule proposed yesterday would implement some provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. If it becomes official after a comment period … Keep reading... about FEMA Flood Insurance Changes