Residential Property - Townhouse in St Petersburg
Listing Price: $645,000 (Mortgage Calculator →)
Description of Property
Welcome to Banyan Bay a Gated 'WORRY-FREE LIVING' waterfront townhome community nestled just south of vibrant downtown St. Petersburg. Not affected by 2024 Hurricanes flooding. From the moment you enter through the elegant wrought-iron gates, you're greeted by beautifully manicured grounds and mature landscaping that exude tranquility and pride of ownership. AMAZING HOA that provides peace-of-mind and a townhome that “LIVES LIKE A SINGLE FAMILY HOME”! Banyan Bay residents enjoy access to a heated community pool, and a private dock with 12 deeded boat slips (opportunities to rent from individual owners or purchase), a community day slip, and kayak and paddle board storage. This thoughtfully updated 3-bedroom, 2.5-bath features Luxury finishes throughout such as Quartz countertops, Porcelain sinks in all bathrooms, Luxury vinyl plank flooring (LVT) throughout, all IMPACT-RATED windows, doors and Garage Door, for storm safety and energy efficiency. Downstairs open-concept living/dining layout offers flexible arrangement options, tall ceilings, tall windows with Hunter Douglas PLANTATION shutters, a guest 1/2 bath and indoor laundry room. The CUSTOM designed kitchen offers Café appliances, DOUBLE electric range with APP-CONTROLLED, sealed MARBLE countertops, porcelain APRON sink with OFFSET drain, ISLAND with power and storage, large PANTRY closet, above-cabinet and under-cabinet LED lighting, Hunter Douglass MOTORIZED window shade. Coat closet with ample storage under staircase could be used for holiday and seasonal decor. Hurricane impact slider, with a motorized shade, leads out to the rear SCREENED porch and open-air extended patio, with room for your own grill, and framed by a privacy hedge providing a relaxing atmosphere for entertaining. Upstairs Comfort & Style is evident in the LOFT with a custom built-in niche providing additional storage. The stunning primary suite features a high COFFERED ceiling, a custom designed California Closet system featuring wall-to-wall VALET cabinetry, integrated make-up niche with dimmable lighting, and French doors leading to a private BALCONY. Spacious guest bedrooms and vaulted ceilings extend throughout the upper level, creating a bright and open ambiance. Additional SMART-HOME FEATURES & modern utilities include APP-CONTROLLED LG washer & dryer, NEST smoke detectors, GE whole-home water FILTRATION system with remote shutoff, APP-CONTROLLED RHEEM water heater (2020), HVAC system (2019) with UV antimicrobial light, OVERSIZED 2-Car Garage with MyQ SMART GARAGE opener on HURRICANE-RATED door, EPOXY floor, overhead storage and EV CHARGER-READY hookup (240v / 60-amp breaker). The comprehensive HOA includes ALL Exterior PAINT of the home and community (Community painted 2Q 2024), ROOF repairs & maintenance, INSURANCE flood and structures (owner only needs “walls in” coverage), WATER, 500 gig INTERNET, Spectrum CABLE, Common area LANDSCAPING, Irrigation, maintenance of the DOCK, POOL, Pool AMENITIES, GATE and the Private ROAD maintenance. LARGE DOG Friendly! Banyan Bay offers a rare blend of privacy, smart-living, and waterfront amenities—this Townhome is NOT in a flood zone and unaffected by recent storms. Within minutes from the Gulf beaches, and everything St. Petersburg has to offer. This is not just a home—it’s a lifestyle. Come see it for yourself.














































Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Townhouse
City: St Petersburg
County: Pinellas
Subdivision: Banyan Bay At Rutland
Bedrooms: 3
Bathrooms: 2
Half Baths: 1
Sq. Ft. Gross: 2,230
Sq. Ft. Living Area: 2,230
Cost per (heated) sqare foot: $289
Year built: 2004
Annual Tax: $6,002
HOA Fee: $1,125 Monthly
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
- Water
Appliances: Water Purifier
Window Features: Window Treatments
Additional Rooms: Loft
Flooring: Tile
Green Features
Indoor Air Quality: HVAC UV/Elec. Filtration
Pool & Waterfront Info
Private Pool: Not specified
Water Frontage: Waterfront
Water Access: Yes
Water Access Type: Bayou
Water Name: LITTLE BAYOU TO TAMPA BAY
Exterior & Construction
Architectural Style: Mediterranean
Construction: Wood Frame
Foundation: Slab
Roof: Tile
Exterior Features: Sliding Doors
Garage: Yes
Garage Spaces: 2
Parking Features: Oversized
Floors in Unit: Two
Cooling: Central Air
Heating & Fuel: Electric
Patio & Porch Features: Screened
Security Features: Smoke Detector(s)
View: Garden
Fencing: Masonry
Sewer: Public Sewer
Water Source: Public
Community Features: Sidewalks
Association Amenities: Gated
Lot Information
Lot Features: Sloped
Lot Size (acres): 0.04
Lot Size (sq. ft.): 1,525 square feet
Front Exposure: East
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: 063217025650000460
Pets Allowed/Pet Policies: Yes
Tax Legal Desc.: BANYAN BAY AT RUTLAND LOT 46
Section: 6
Range: 17
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.