Residential Property - Single Family Residence in Ruskin
Listing Price: $399,999 (Mortgage Calculator →)
Description of Property
Welcome to Osprey Reserve, where modern construction, energy efficiency, and exceptional value come together in this beautifully maintained 2021 Lennar-built Phoenix model. This like-new, 4 bedroom, 3 car garage, single-story home offers the perfect combination of comfort, convenience, and long-term savings with NO CDD fees and a low HOA. One of the home's most attractive features is its solar panel system, helping keep utility costs remarkably low, with the current owner's average electric bill approximately $15 per month. Built with energy efficiency in mind, this home also features LED lighting, energy-efficient appliances, and modern construction standards designed to maximize comfort while minimizing monthly expenses. Inside, you'll find a thoughtfully designed open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating an ideal space for both everyday living and entertaining. The kitchen offers ample cabinet and counter space, stainless steel appliances, granite counters, modern finishes, and a functional layout that serves as the heart of the home. Step outside to one of the property's standout upgrades—a large covered and screened lanai enclosure, providing the perfect place to enjoy Florida's beautiful weather year-round. Whether you're hosting family and friends, enjoying your morning coffee, or relaxing after a long day, this outdoor living space significantly expands the home's usable square footage and lifestyle appeal. Located in the desirable Osprey Reserve community, residents enjoy a convenient location near shopping, dining, schools, major commuter routes, and the many recreational opportunities that make Florida living so desirable. For qualified buyers, this home presents an incredible financing opportunity with a VA assumable loan at just 2.75% interest, potentially offering substantial monthly savings compared to current market rates. Why wait for new construction when you can move right into this meticulously maintained home featuring modern finishes, energy-saving upgrades, a premium screened outdoor living space, low HOA fees, no CDD, and the opportunity to assume an attractive low-interest VA loan. Schedule your private showing today and discover everything this exceptional Osprey Reserve home has to offer.


























































Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: Ruskin
County: Hillsborough
Subdivision: Osprey Reserve
Bedrooms: 4
Bathrooms: 2
Half Baths: 1
Sq. Ft. Gross: 3,930
Sq. Ft. Living Area: 2,557
Cost per (heated) sqare foot: $156
Year built: 2021
Annual Tax: $8,240
HOA Fee: $117 Monthly
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
Appliances: Washer
Accessibility Features: Grip-Accessible Features
Window Features: Rods
Additional Rooms: Den/Library/Office
Flooring: Porcelain Tile
Schools
Elementary School: Apollo Beach-HB
Middle/Junior High School: Shields-HB
High School: Lennard-HB
Pool & Waterfront Info
Private Pool: Not specified
Exterior & Construction
Architectural Style: Contemporary
Construction: Stucco
Foundation: Slab
Roof: Shingle
Exterior Features: Sliding Doors
Garage: Yes
Garage Spaces: 3
Parking Features: Parking Pad
Floors Total: 1
Floors in Unit: One
Cooling: Central Air
Heating & Fuel: Electric
Electric: Photovoltaics Seller Owned
Patio & Porch Features: Screened
Security Features: Smoke Detector(s)
Fencing: Vinyl
Sewer: Public Sewer
Water Source: Public
Community Features: Deed Restrictions
Lot Information
Lot Features: Sidewalk
Lot Size (acres): 0.18
Lot Size (sq. ft.): 8,045 square feet
Lot Dimensions: 60 x 134.08
Road Frontage: Street Paved
Front Exposure: North
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: U063219C2500000000025.0
Zoning: PD
Pets Allowed/Pet Policies: Yes
Tax Legal Desc.: OSPREY RESERVE LOT 25
Section: 6
Range: 19
Listing courtesy of ARK REALTY. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.