Residential Property - Single Family Residence in St Cloud
Listing Price: $429,900 (Mortgage Calculator →)
Description of Property
MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.
Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: St Cloud
County: Osceola
Subdivision: Maple Terrace
Bedrooms: 3
Bathrooms: 2
Sq. Ft. Gross: 2,088
Sq. Ft. Living Area: 1,504
Cost per (heated) sqare foot: $286
Year built: 1979
Annual Tax: $2,480
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
Appliances: Water Softener
Window Features: Window Treatments
Flooring: Tile
Schools
Elementary School: Hickory Tree Elem
Middle/Junior High School: Harmony Middle
High School: Harmony High
Pool & Waterfront Info
Private Pool: Yes
Pool Features: Tile
Spa Features: In Ground
Water Front: Yes
Water Frontage: Lake - Chain of Lakes
Water Access: Yes
Water Access Type: Lake
Water Name: ALLIGATOR LAKE
Exterior & Construction
Architectural Style: Ranch
Construction: Wood Frame
Foundation: Slab
Roof: Shingle
Exterior Features: Storage
Carport: Yes
Carport Spaces: 1
Parking Features: Driveway
Floors Total: 1
Floors in Unit: One
Cooling: Central Air
Heating & Fuel: Propane
Patio & Porch Features: Screened
Other Structures: Shed(s)
View: Water
Fencing: Vinyl
Sewer: Septic Tank
Water Source: Well
Lot Information
Lot Features: Street Dead-End
Lot Size (acres): 0.4
Lot Size (sq. ft.): 17,468 square feet
Lot Dimensions: 100 x 175
Road Frontage: Private Road
Front Exposure: Southeast
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: 102631407000010110
Zoning: RS-1
Pets Allowed/Pet Policies: Yes
Tax Legal Desc.: MAPLE TERRACE PB 1 PG 423 N 30 FT LOT 10 & S 70 FT LOT 11
Section: 10
Range: 31E
Listing courtesy of DALTON WADE INC. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.