Residential Property - Townhouse in Palmetto
Listing Price: $345,000 (Mortgage Calculator →)
Description of Property
Enjoy the convenience of a PRIVATE ELEVATOR serving all four levels in this beautifully maintained inside-unit townhome, offering over 2,600 square feet of living space, three private outdoor living areas, and peaceful preserve and water views in Riverbay Townhomes at Terra Ceia Bay. A VERSATILE PRIVATE SUITE features a built-in closet, full bathroom with a walk-in shower, elevator access, and direct access to a covered patio, ideal for guests, multigenerational living, or a private home office. The OPEN-CONCEPT living and dining area is designed for both everyday living and entertaining, featuring bamboo flooring, crown molding, 10-foot ceilings, and direct access to a covered balcony overlooking the peaceful preserve, mangroves, and water. The adjoining kitchen features granite countertops, wood cabinetry, a center island, ample workspace, and an inviting layout that keeps everyone connected while preparing meals or entertaining family and friends. The spacious primary suite offers two walk-in closets, a private covered balcony, and an UPDATED PRIMARY BATHROOM (2025), while two additional bedrooms, a full bathroom, and a conveniently located laundry area complete the upper level. Thoughtfully maintained and updated, the home features a new roof (2022), kitchen appliances (2022), Trane HVAC with a new air handler, hurricane-impact garage door, EV charging outlet, waterproofed upper balconies, additional storage, and regularly scheduled HVAC maintenance. As an inside unit, the home also offers added energy efficiency, and there are NO CDD fees. Residents enjoy a community pool, fishing dock, kayak launch, scenic walking trails, and a nearby marina where boat slips may be available for purchase, providing convenient access to the Manatee River, Terra Ceia Bay, the Intracoastal Waterway, and the Gulf of Mexico. Whether you enjoy boating, fishing, kayaking, or simply relaxing by the water, Riverbay offers the laid-back Florida lifestyle so many buyers are searching for. Conveniently located near golf courses, local waterfront dining, Ellenton Premium Outlets, Bradenton Riverwalk, Emerson Point Preserve, Anna Maria Island, and Sarasota-Bradenton, St. Pete-Clearwater, and Tampa International Airports, this home is perfectly positioned to enjoy the best of Florida's Gulf Coast. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this thoughtfully maintained townhome offers the space, flexibility, and waterfront lifestyle that's becoming increasingly difficult to find.





































































Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Townhouse
City: Palmetto
County: Manatee
Subdivision: Riverbay Twnhms Ph One
Bedrooms: 4
Bathrooms: 3
Half Baths: 1
Sq. Ft. Gross: 3,408
Sq. Ft. Living Area: 2,604
Cost per (heated) sqare foot: $132
Year built: 2004
Annual Tax: $3,944
HOA Fee: $426 Monthly
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
- Water
Appliances: Washer
Accessibility Features: Accessible Elevator Installed
Window Features: Window Treatments
Additional Rooms: Storage Rooms
Flooring: Ceramic Tile
Green Features
Indoor Air Quality: No Smoking-Interior Buildg
Green Landscaping: Fl. Friendly/Native Landscape
GreenWater Conservation: Irrigation-Reclaimed Water
Schools
Elementary School: Palmetto Elementary-MN
Middle/Junior High School: Lincoln Middle
High School: Palmetto High
Pool & Waterfront Info
Private Pool: Not specified
Water Front: Yes
Water Frontage: Pond
Water Access: Yes
Water Access Type: River
Exterior & Construction
Architectural Style: Traditional
Construction: Vinyl Siding
Foundation: Slab
Roof: Shingle
Exterior Features: Storage
Garage: Yes
Garage Spaces: 2
Parking Features: Guest
Floors Total: 4
Floors in Unit: Three Or More
Cooling: Central Air
Heating & Fuel: Electric
Patio & Porch Features: Rear Porch
Security Features: Smoke Detector(s)
View: Water
Sewer: Public Sewer
Water Source: Public
Community Features: Pool
Association Amenities: Trail(s)
Lot Information
Lot Features: Near Marina
Lot Size (acres): 0.05
Lot Size (sq. ft.): 2,248 square feet
Road Frontage: Street Paved
Front Exposure: West
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: 2959110709
Zoning: PD
Pets Allowed/Pet Policies: Yes
Tax Legal Desc.: LOT 14 RIVERBAY TOWNHOMES PHASE ONE PI#29591.1070/9
Section: 16
Range: 17
Listing courtesy of LPT REALTY, LLC. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.