Residential Property - Single Family Residence in Palm Harbor
Listing Price: $770,000 (Mortgage Calculator →)
Description of Property
No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life—freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers.
Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: Palm Harbor
County: Pinellas
Subdivision: Lake Tarpon Estates
Bedrooms: 3
Bathrooms: 3
Half Baths: 1
Sq. Ft. Gross: 2,059
Sq. Ft. Living Area: 2,059
Cost per (heated) sqare foot: $374
Year built: 1983
Annual Tax: $170
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
Appliances: Water Softener
Fireplace: Yes
Fireplace Features: Living Room
Window Features: Storm Window(s)
Additional Rooms: Interior In-Law Suite w/Private Entry
Flooring: Hardwood
Green Features
Green Energy Features: Windows
Schools
Elementary School: Highland Lakes Elementary-PN
Middle/Junior High School: Carwise Middle-PN
High School: Palm Harbor Univ High-PN
Pool & Waterfront Info
Private Pool: Not specified
Water Front: Yes
Water Frontage: Canal - Freshwater
Water Access: Yes
Water Access Type: Lake
Water Name: LAKE TARPON
Exterior & Construction
Construction: Wood Frame
Foundation: Slab
Roof: Shingle
Exterior Features: Irrigation System
Garage: Yes
Garage Spaces: 2
Parking Features: RV Parking
Floors Total: 3
Floors in Unit: Three Or More
Cooling: Central Air
Heating & Fuel: Central
View: Water
Fencing: Wood
Sewer: Public Sewer
Water Source: Canal/Lake For Irrigation
Lot Information
Lot Features: Landscaped
Lot Size (acres): 0.15
Lot Size (sq. ft.): 6,586 square feet
Road Frontage: Street Paved
Front Exposure: North
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: 322716487800000440
Zoning: R-3
Tax Legal Desc.: LAKE TARPON ESTATES LOT 44
Section: 32
Range: 16
Listing courtesy of A BETTER LIFE REALTY. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.