Residential Property - Villa in Palm Harbor
Listing Price: $439,000 (Mortgage Calculator →)
Description of Property
LOW INSURANCE COSTS on this Palm Harbor Showstopper! Located in a high-and-dry setting, this beautifully remodeled 3-bedroom villa offers exceptional value with dramatically reduced insurance expenses. Because the HOA covers exterior building insurance—including roofs, exterior walls, and grounds—owners only need an HO-6 policy, not an HO-3. That translates to approximately $1,500/year vs. $4,500/year, a rare and meaningful savings. Imagine stepping into a home where every detail has already been perfected for you. This open-concept villa features soaring 10-foot ceilings (no popcorn), rich flooring, custom trim, and walls thoughtfully removed to create a bright, spacious flow ideal for both everyday living and entertaining. At the heart of the home is a chef-inspired kitchen with an oversized island and counter-height seating—perfect for gatherings—plus sleek cabinetry, upgraded finishes, and a built-in wine fridge. A full 2018 gut renovation delivered peace of mind with new HVAC, water heater, plumbing (including replacement of polybutylene), electrical, kitchen, baths, lighting, blinds, and ceiling fans. The home is enhanced by extensive LED lighting, modern Decora outlets, surround-sound speakers, structured AV and Cat-6 cabling, and dual TV mounts—making it truly move-in and entertainment ready. Step outside to a tranquil retreat backing to a natural preserve, where deer, wild turkeys, and native birds are frequent visitors. Upgraded landscaping, ample guest parking, and a serene setting create a private, peaceful atmosphere rarely found so close to everything. HOA highlights provide exceptional value: • HOA includes exterior building insurance, roofs, grounds, and landscaping • Bulk internet & cable package valued at $200+ per month if purchased separately • Garbage pickup twice weekly included • Net monthly fees after savings are approximately $187, factoring in insurance and cable savings Prime Palm Harbor location with easy access to everyday conveniences and lifestyle amenities: close to Publix, Trader Joe’s, Sprouts, shopping at Boot Ranch and Countryside Mall, Mease Countryside and AdventHealth hospitals, the Pinellas Trail, Wall Springs Park, Honeymoon Island, Caladesi Island ferry, and Clearwater Beach. Tampa International and St. Pete–Clearwater airports are both within easy reach. This fully remodeled Palm Harbor gem blends low ownership costs, modern comfort, and natural beauty in one rare package. Schedule your private tour today and experience the difference.
Bedrooms: 3
Bathrooms: 2
Sq. Ft. Gross: 1,660
Garage: Yes2 vehicles
Carport: No
Parking Features: Driveway
Spa Features:
Community Pool: Yes
Water Frontage:
Water Features:
Water Access:
Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Villa
City: Palm Harbor
County: Pinellas
Subdivision: Coventry Village
Bedrooms: 3
Bathrooms: 2
Sq. Ft. Gross: 1,660
Sq. Ft. Living Area: 1,660
Cost per (heated) sqare foot: $264
Year built: 1995
Annual Tax: $2,010
HOA Fee: $475 Monthly
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
- Trash
Appliances: Wine Refrigerator
Flooring: Tile
Pool & Waterfront Info
Private Pool: Not specified
Exterior & Construction
Construction: Stucco
Foundation: Slab
Roof: Shingle
Exterior Features: Sliding Doors
Garage: Yes
Garage Spaces: 2
Parking Features: Driveway
Floors Total: 1
Floors in Unit: One
Cooling: Central Air
Heating & Fuel: Central
Electric:
Patio & Porch Features: Screened
Security Features:
Other Structures:
View:
Fencing:
Sewer: Public Sewer
Water Source: Public
Community Features: Pool
Lot Information
Lot Size (acres): 0.06
Lot Size (sq. ft.): 2,540 square feet
Front Exposure: Northwest
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: 232716187230000840
Zoning: RPD-2.5_1.0
Pets Allowed/Pet Policies: Yes
Tax Legal Desc.: COVENTRY VILLAGE PHASE I REPLAT LOT 84
Section: 23
Range: 16
Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.