Residential Property - Single Family Residence in St Cloud
Listing Price: $1,295,000 (Mortgage Calculator →)
Description of Property
**Appraisal Completed for Buyer, Price Updated** Set beneath a canopy of majestic oak trees on nearly one acre of pristine lakefront, this exceptional custom estate offers the perfect balance of privacy, flexibility, and waterfront living on Lost Lake (Coon Lake)—part of the highly coveted Alligator Chain of Lakes. Built in 2008, the property features a spacious main residence plus a private guest retreat, totaling 5,297 square feet of living space and more than 8,100 square feet under roof. The main home offers four bedrooms, three and a half baths, and a three-car garage, with thoughtful architectural details and sweeping lake views from multiple rooms and a serene second-floor balcony. Designed for both comfortable living and entertaining, the interior showcases generous gathering spaces, a gas fireplace, a formal dining room with a coffered ceiling, and a beautifully updated kitchen (2024) featuring new granite countertops, backsplash, Z-Tech cooktop, and double smart ovens with wireless controls. The luxurious primary suite serves as a true retreat, complete with two oversized walk-in closets—one built as a reinforced safe room—and a spa-inspired bath featuring a hydromassage tub, dual vanities, and a separate shower. Upstairs, discover even more versatility with a large bonus/game room and a private home theater, fully equipped with a projector, screen, and sound system, all included with the sale. A standout feature is the detached guest residence located above a second three-car garage. Approx. 1,200 square feet, this private apartment includes a full kitchen, living and dining areas, oversized bedroom (easily convertible to two), full bath, and an additional half bath on the garage level—ideal for extended family, guests, rental income, or a private home office or studio. Outdoor living is equally impressive. Enjoy approximately 1,500 square feet of covered and open lanai and patio space, perfect for entertaining or unwinding while taking in peaceful lake views. The lush backyard also features a custom koi pond with a waterfall and approximately 30 koi fish (estimated value $10,000–$15,000), creating a tranquil, resort-style atmosphere. For boating enthusiasts, the private dock with boat lift and new motor provides direct access to the Alligator Chain of Lakes, offering endless opportunities for boating, fishing, and recreation. Major upgrades include a new roof (2024), new main HVAC system (2024), a second Carrier Infiniti system (approx. 6 years old), and updated drain lines. With two separate three-car garages, no HOA, mature landscaping, fruit trees, and close proximity to Harmony, Melbourne, St. Cloud, and Lake Nona, this property offers a rare opportunity to enjoy expansive lakefront living with everyday convenience. A truly unique estate where space, lifestyle, and location come together.























































Bedrooms: 4
Bathrooms: 4
Half Baths: 1
Sq. Ft. Gross: 8,106
Garage: Yes6 vehicles
Carport: No
Parking Features: Oversized
Water Frontage: Lake - Chain of Lakes
Water Features: Skiing Allowed
Water Access: Lake - Chain of Lakes
Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: St Cloud
County: Osceola
Subdivision: Acreage & Unrec
Bedrooms: 4
Bathrooms: 4
Half Baths: 1
Sq. Ft. Gross: 8,106
Sq. Ft. Living Area: 5,297
Cost per (heated) sqare foot: $244
Year built: 2008
Annual Tax: $14,606
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
Appliances: Water Softener
Fireplace: Yes
Fireplace Features: Gas
Window Features: Double Pane Windows
Additional Rooms: Media Room
Flooring: Hardwood
Schools
Elementary School: Harmony Community School (K-5)
Middle/Junior High School: Harmony Middle
High School: Harmony High
Pool & Waterfront Info
Private Pool: Not specified
Water Front: Yes
Water Frontage: Lake - Chain of Lakes
Water Access: Yes
Water Access Type: Lake - Chain of Lakes
Water Name: LOST LAKE/COON LAKE
Exterior & Construction
Construction: Stucco
Foundation: Slab
Roof: Shingle
Exterior Features: Sliding Doors
Garage: Yes
Garage Spaces: 6
Parking Features: Oversized
Floors Total: 2
Floors in Unit: Two
Cooling: Central Air
Heating & Fuel: Central
Patio & Porch Features: Screened
Security Features: Smoke Detector(s)
Other Structures: Additional Single Family Home
View: Water
Sewer: Septic Tank
Water Source: Well
Lot Information
Lot Features: Street Dead-End
Lot Size (acres): 0.95
Lot Size (sq. ft.): 41,251 square feet
Lot Dimensions: 100 x 1
Road Frontage: Street Dead-End
Front Exposure: Northwest
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: 352531000000270000
Zoning: OR1A
Pets Allowed/Pet Policies: Yes
Tax Legal Desc.: FROM SW COR OF NE 1/4 SEC 35-25-31, RUN E 25 FT, N & // W LINE 1216.87 FT, N 51 DEG 34 MIN E 182.40 FT TO POB, CONT SAME BEARING 10.04 FT, S 33 DEG 12 MIN E 405.81 FT, N 56 DEG 48 MIN E 160.38 FT, S 33 DEG 11 MIN E 20 FT, S 35 DEG 04 MIN E 1311.27 FT , N 89 DEG 45 MIN W 84.15 FT, N 36 DEG 55 MIN W 1266.92 FT, S 56 DEG 48 MIN W 60 FT, N 33 DEG 11 MIN W 424.9 FT TO POB
Section: 35
Range: 31E
Listing courtesy of COLDWELL BANKER REALTY. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.