Residential Property - Single Family Residence in St Cloud
Listing Price: $423,000 (Mortgage Calculator →)
Description of Property
Take advantage of a rare assumable financing opportunity through Freedom Mortgage with a low 5.25% interest rate available to qualified buyers. Buyer closing costs through Freedom Mortgage are covered, no appraisal is required, and the assumption process typically takes approximately 45 days with a low $1,800 assumption fee—offering significant savings and added convenience compared to traditional financing. This beautifully designed 2023 Cali model "Smart Home" is located on a corner lot in the sought-after Prairie Oaks community in St. Cloud. This move-in ready 4-bedroom, 2-bathroom home showcases a bright open-concept floor plan with modern tile flooring throughout the main living areas, granite countertops, stainless steel appliances, and a spacious center island that perfectly connects the kitchen, dining, and living spaces—ideal for entertaining and everyday living. Designed with both comfort and functionality in mind, the split-bedroom layout provides added privacy, while the spacious primary suite creates the perfect retreat at the end of the day. Step outside to enjoy the open rear porch and fully vinyl-fenced backyard, offering plenty of space for relaxing, pets, play, or outdoor gatherings. Prairie Oaks offers residents a welcoming neighborhood atmosphere with convenient access to Lake Nona, Medical City, Orlando International Airport, shopping, dining, and major roadways including Florida’s Turnpike, making commuting a breeze. Enjoy the charm of St. Cloud with nearby parks, lakes, recreational activities, and growing local amenities while still being close to everything Central Florida has to offer. This nearly new home combines modern finishes, energy-efficient construction, and an unbeatable location—ready for you to move right in and enjoy. Home is NOT in a flood zone per LOMR.
Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: St Cloud
County: Osceola
Subdivision: Prairie Oaks
Bedrooms: 4
Bathrooms: 2
Sq. Ft. Gross: 2,396
Sq. Ft. Living Area: 1,830
Cost per (heated) sqare foot: $231
Year built: 2023
Annual Tax: $4,938
HOA Fee: $166 Monthly
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
- Pool Maintenance
Appliances: Refrigerator
Window Features: Blinds
Flooring: Ceramic Tile
Schools
Elementary School: VOYAGER K-8
Middle/Junior High School: VOYAGER K-8
High School: Tohopekaliga High School
Pool & Waterfront Info
Private Pool: Not specified
Exterior & Construction
Construction: Block
Foundation: Slab
Roof: Shingle
Exterior Features: Sprinkler Metered
Garage: Yes
Garage Spaces: 2
Floors Total: 1
Floors in Unit: One
Cooling: Central Air
Heating & Fuel: Central
Patio & Porch Features: Patio
Security Features: Security System Owned
Fencing: Vinyl
Sewer: Public Sewer
Water Source: Public
Community Features: Sidewalks
Association Amenities: Pool
Lot Information
Lot Features: Sidewalk
Lot Size (acres): 0.15
Lot Size (sq. ft.): 6,534 square feet
Front Exposure: South
Legal Description & Other Information
Financing Available: FHA
Parcel Number: 222531475100011710
Zoning: RES
Pets Allowed/Pet Policies: Yes
Tax Legal Desc.: PRAIRIE OAKS PB 31 PGS 166-172 LOT 171
Section: 22
Range: 31
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.