Residential Property - Single Family Residence in Apollo Beach
Listing Price: $974,900 (Mortgage Calculator →)
Description of Property
Welcome to your Florida oasis in the picturesque MiraBay community, where waterfront living meets everyday convenience. This Key West-style home offers the perfect blend of coastal charm and practicality, making it ideal for those who love kayaking, paddle boarding, jet skiing, or cruising the bay in your 17-foot Boston Whaler or Grady-White—all from your private dock. Inside, the home features 4 bedrooms, an office/den, a spacious loft, and 3.5 bathrooms, offering plenty of room for both relaxation and entertaining. The first-floor master suite is a serene retreat with direct access to the screened-in pool and lush landscaped yard, which includes large side yards and a fenced, turfed area with planter boxes—perfect for gardening or play. The heart of the home is the chef’s kitchen, equipped with stainless steel appliances, which opens to a light-filled living room. French doors lead you out to the expansive covered patio and backyard, creating a seamless indoor-outdoor living experience. Recent updates, including a new roof (2022), HVAC (2023), and solar panels (2024), ensure this home is as efficient as it is beautiful, helping to keep energy bills low. Upstairs, you’ll find three additional bedrooms, a Jack and Jill bathroom, another full bathroom, and a versatile loft space, providing ample space for family or guests. While the home has been meticulously maintained, it also offers the opportunity for light cosmetic updates, allowing you to personalize it to your taste. MiraBay is known for its resort-style amenities, including a clubhouse, fitness center, swimming pool, tennis courts, and scenic walking trails. With its golf-cart-friendly streets, low annual HOA fees ($157/year), and a vibrant, social community, this neighborhood offers the best of Florida living at a reasonable price. Additionally, this property comes with a LOW ASSUMABLE flood insurance policy at just $843/year—saving you thousands compared to a new policy (quoted over $7K a year!). For added value, the seller is offering a PREFERRED LENDER INCENTIVE: up to $7,650 in closing cost credit or rate buy down with their preferred lender. This home is perfect for those seeking a well-built, well-maintained residence with room for personal touches. Whether you're relocating from a colder state, looking for a vacation retreat, or simply yearning for the water-front Florida lifestyle, this MiraBay gem is ready to welcome you home!
Bedrooms: 4
Bathrooms: 3
Half Baths: 1
Sq. Ft. Gross: 3,283
Garage: Yes2 vehicles
Carport: No
Parking Features: Driveway
Private Pool: Yes
Pool Features: In Ground, Screen Enclosure
Spa Features:
Water Frontage: Waterfront, Canal - Saltwater
Water Features:
Water Access: Canal - Saltwater
Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: Apollo Beach
County: Hillsborough
Subdivision: Mirabay Ph 1b-1/2a-1/3b-1
Bedrooms: 4
Bathrooms: 3
Half Baths: 1
Sq. Ft. Gross: 3,283
Sq. Ft. Living Area: 3,283
Cost per (heated) sqare foot: $297
Year built: 2005
Annual Tax: $14,504
HOA Fee: $157 Annually
Other Tax Assessments: $4,797
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
- Community Pool
- Maintenance Grounds
- Security
Interior Features:
- Built-in Features
- Cathedral Ceiling(s)
- Ceiling Fan(s)
- Eating Space In Kitchen
- High Ceilings
- Kitchen/Family Room Combo
- Open Floorplan
- Primary Bedroom Main Floor
- Solid Wood Cabinets
- Thermostat
- Walk-In Closet(s)
Appliances:
- Built-In Oven
- Dishwasher
- Disposal
- Dryer
- Electric Water Heater
- Kitchen Reverse Osmosis System
- Microwave
- Refrigerator
- Water Softener
Accessibility Features:
Fireplace: Yes
Fireplace Features: Living Room
Window Features: Blinds
Additional Rooms:
- Den/Library/Office
- Formal Dining Room Separate
- Loft
Ceiling Type:
Flooring:
- Bamboo
- Tile
- Hardwood
Pool & Waterfront Info
Private Pool: Yes
Pool Features: In Ground, Screen Enclosure
Spa Features:
Water Front: Yes
Water Frontage: Waterfront, Canal - Saltwater
Water Access: Yes
Water Access Type: Canal - Saltwater
Water View: Canal
Exterior & Construction
Architectural Style:
- Block
- HardiPlank Type
- Wood Frame
Foundation: Slab
Roof: Shingle
- French Doors
- Irrigation System
- Lighting
- Sidewalk
Garage: Yes
Garage Spaces: 2
Parking Features: Driveway
Floors Total:
Floors in Unit: Two
Cooling: Central Air
Heating & Fuel: Electric
Electric: Photovoltaics Seller Owned
Patio & Porch Features: Front Porch, Patio
Security Features:
Other Structures:
View: Water
Fencing:
Utilities:
- BB/HS Internet Available
- Cable Available
- Electricity Connected
- Natural Gas Connected
- Public
- Sewer Connected
- Solar
- Water Connected
Sewer: Public Sewer
Water Source: Public
Community Features:
- Community Boat Ramp
- Fishing
- Private Boat Ramp
- Water Access
- Waterfront
- Clubhouse
- Deed Restrictions
- Fitness Center
- Gated Community - No Guard
- Golf Carts OK
- Park
- Playground
- Pool
- Sidewalks
- Tennis Court(s)
Association Amenities:
- Basketball Court
- Clubhouse
- Fitness Center
- Gated
- Park
- Pickleball Court(s)
- Playground
- Pool
- Tennis Court(s)
Lot Information
Lot Features: Flood Zone, Oversized Lot
Lot Size (acres): 0.31
Lot Size (sq. ft.): 13,324 square feet
Front Exposure: Southeast
Adjoining Property:
Current Adjacent Use:
Legal Description & Other Information
Financing Available: Cash, Conventional
Parcel Number: U29311964800002400014.0
Zoning: PD
Pets Allowed/Pet Policies: Cats OK, Dogs OK
Tax Legal Desc.: MIRABAY PHASE 1B-1/2A-1/3B-1 LOT 14 BLOCK 24
Disclosures: Condominium Disclosure Available, HOA/PUD/Condo Disclosure, Seller Property Disclosure
Section: 29
Range: 19
Listing courtesy of COMPASS FLORIDA, LLC. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.