Residential Property - Single Family Residence in Umatilla
Listing Price: $870,000 (Mortgage Calculator →)
Description of Property
Lakefront Oasis with Income Potential – 260& 264 S. Central Ave., Umatilla, FL. The main home is 1,258 sq ft and the duplex is 2,160 sq ft with both units currently occupied. Discover this exceptional lakefront home in the heart of “Nature’s Hometown” Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Situated on a spacious lot that includes a separate duplex at 260 S. Central Ave. (Units A & B), this property provides versatile options — the duplex can be parceled off as its own unit for added value or rental income. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This main home is an energy-efficient masterpiece with thoughtful details throughout. Titled in a Land Trust (to be provided). Whether you're looking for a primary residence, a vacation getaway, or an investment with rental potential from the duplex, this lakefront property delivers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don't miss this rare opportunity — schedule your private showing today!










































Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: Umatilla
County: Lake
Subdivision: Umatilla Mitchenors Add
Bedrooms: 2
Bathrooms: 2
Sq. Ft. Gross: 1,980
Sq. Ft. Living Area: 1,258
Cost per (heated) sqare foot: $692
Year built: 1998
Annual Tax: $6,857
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
Appliances: Tankless Water Heater
Flooring: Tile
Schools
Elementary School: Umatilla Elem
Middle/Junior High School: Umatilla Middle
High School: Umatilla High
Pool & Waterfront Info
Private Pool: Not specified
Exterior & Construction
Construction: Wood Frame
Foundation: Slab
Roof: Shingle
Exterior Features: Storage
Carport: Yes
Carport Spaces: 2
Parking Features: Covered
Floors Total: 2
Floors in Unit: One
Cooling: Central Air
Heating & Fuel: Electric
Sewer: Public Sewer
Water Source: Public
Lot Information
Lot Size (acres): 0.58
Lot Size (sq. ft.): 25,222 square feet
Lot Dimensions: 73 x 405
Front Exposure: East
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: 131826050000A00501
Zoning: RP
Pets Allowed/Pet Policies: Yes
Tax Legal Desc.: UMATILLA MITCHENOR'S ADD S 48 FT OF LOT 5 N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 4918 PG 430
Section: 13
Range: 26E
Listing courtesy of RLW REALTY. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.