941-235-7474

Listing Details for MLS #A4643565
520 Harbor Cay Drive, Longboat Key, Fl

Residential Property - Single Family Residence in Longboat Key

SOLD for $3,300,000 on February 27, 2026

Listing Price: $3,475,000Sold Price: $3,300,000Sold Price/List Price: 95%
Sold Price/Original List Price: 73.41%Days on Market: 319

Description of Property

This exquisite two-story waterfront home located in the coveted Harbor section of Bay Isles has been meticulously renovated to embody modern elegance and luxurious coastal living. Surrounded by lush tropical landscaping, the home welcomes you through an elegant French door entrance into the grand foyer, where soaring ceilings, gleaming travertine flooring, and a striking wrought iron floating staircase with rich, dark wood steps set the tone for the refined elegance that unfolds throughout the home. The lower level boasts a bright and airy open space with hardwood floors throughout, creating a welcoming atmosphere that effortlessly combines sophistication with the timeless beauty of natural materials. The spacious family room is anchored by a stunning fireplace with decorative columns and an elegant mantel, complemented by French doors leading to the expansive waterfront lanai, reinforcing the home's seamless connection to its stunning natural surroundings. A culinary enthusiast’s dream, the generously sized kitchen features a large island with a waterfall granite countertop, custom cabinetry, ample storage space, and high-end stainless steel appliances, including a six-burner gas range and double ovens. Adjacent to the kitchen, the dining area and great room spaces flow seamlessly into each other. The great room is both grand and inviting, showcasing a dramatic wood-clad cathedral ceiling that adds warmth and character. A second stone fireplace enhances the ambiance, while three sets of French doors that open onto the lanai offer an effortless transition between indoor and outdoor living. Also on this level are two generous guest suites, each with a full bath, one with direct lanai access, and a den with full bath. Upstairs, the primary suite is a true retreat. Floor-to-ceiling windows illuminate the space, and French doors open to a spacious private balcony, offering captivating water views that create a peaceful escape. A cozy fireplace adds to the intimate atmosphere, while the spa-inspired en-suite bath indulges with marble flooring, soaking tub, dual vanities, frameless glass walk-in shower, and water closet, all overlooking the serene waterway. The outdoor living space is equally spectacular, designed for both relaxation and entertaining. The expansive lanai features multiple covered areas with a rich wood-clad ceiling and retractable screens, a sun-drenched open-air section, and a stunning saltwater pool with travertine decking framed by verdant tropical landscaping. Just beyond the pool, a private dock with a boat lift sits on a deep-water basin and wide canal with no bridges to Sarasota Bay, offering quick and direct access for boating enthusiasts. Bay Isles Beach Club membership is included. This extraordinary home seamlessly blends elegance, comfort, and the unparalleled beauty of waterfront living, creating a sanctuary that is as functional as it is breathtaking.The average asking price for a 4 bedroom/4 bath single family residence in this Zip code is $6,222,474. This single family residence is listed at about 56% of the average asking price. There are 3 4 bedroom/4 bath homes between $3,000,000 and $4,000,000 currently listed for sale in this Zip code. See other listings like this one »

Property Details At A Glance

Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: Longboat Key
County: Sarasota
Subdivision: Bay Isles
Bedrooms: 4
Bathrooms: 4
Half Baths: 1
Sq. Ft. Gross: 6,095
Sq. Ft. Living Area: 3,828
Cost per (heated) sqare foot: $908
Year built: 1986
Annual Tax: $29,765

HOA Fee: $2,500 Annually
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.

Association Fee Includes:

  • 24-Hour Guard
  • Common Area Taxes
  • Private Road
  • Security

Interior Features:

  • Ceiling Fan(s)
  • Eating Space In Kitchen
  • High Ceilings
  • Kitchen/Family Room Combo
  • Open Floorplan
  • PrimaryBedroom Upstairs
  • Solid Surface Counters
  • Solid Wood Cabinets
  • Split Bedroom
  • Stone Counters
  • Thermostat
  • Walk-In Closet(s)
  • Wet Bar
  • Window Treatments

Appliances:

  • Built-In Oven
  • Cooktop
  • Dishwasher
  • Disposal
  • Dryer
  • Freezer
  • Microwave
  • Range Hood
  • Refrigerator
  • Trash Compactor
  • Washer

Fireplace: Yes

Fireplace Features:

  • Family Room
  • Gas
  • Living Room
  • Master Bedroom

Window Features: Drapes, Shades

Additional Rooms:

  • Family Room
  • Great Room
  • Inside Utility

Flooring:

  • Engineered Hardwood
  • Marble
  • Travertine

Laundry Features: Inside, Laundry Room

Schools

Elementary School: Southside Elementary
Middle/Junior High School: Booker Middle
High School: Booker High

Pool & Waterfront Info

Private Pool: Yes

Pool Features:

  • Deck
  • Heated
  • In Ground
  • Lighting
  • Tile

Water Front: Yes

Water Frontage:

  • Canal Front
  • Waterfront
  • Bay/Harbor

Water Access: Yes

Water Access Type:

  • Bay/Harbor
  • Bayou
  • Canal - Saltwater
  • Intracoastal Waterway

Water Extras:

  • Assigned Boat Slip
  • Lift
  • No Wake Zone
  • Sailboat Water
  • Seawall - Concrete

Exterior & Construction

Architectural Style: Custom, Florida
Construction: Block, Stucco
Foundation: Stem Wall
Roof: Tile

Exterior Features:
  • Balcony
  • French Doors
  • Irrigation System
  • Lighting
  • Outdoor Grill
  • Outdoor Kitchen
  • Rain Gutters
  • Sliding Doors

Garage: Yes
Garage Spaces: 2

Parking Features:
  • Circular Driveway
  • Driveway
  • Garage Door Opener
  • Ground Level
  • Off Street

Floors in Unit: Two
Cooling: Central Air
Heating & Fuel: Central, Electric

Patio & Porch Features:

  • Covered
  • Deck
  • Rear Porch
  • Screened

Security Features:

  • Gated Community
  • Key Card Entry
  • Security Gate
  • Security Lights
  • Security System
  • Smoke Detector(s)

View:

  • Pool
  • Trees/Woods
  • Water

Utilities:

  • Electricity Connected
  • Natural Gas Connected
  • Public
  • Sewer Connected
  • Street Lights
  • Underground Utilities
  • Water Connected

Sewer: Public Sewer
Water Source: Public

Community Features:

  • Canal Front
  • Water Access
  • Waterfront
  • Gated Community - Guard

Lot Information

Lot Features:

  • Flood Zone
  • City Lot
  • Landscaped
  • Near Golf Course
  • Near Marina
  • Private
  • Street Dead-End

Lot Size (acres): 0.4
Lot Size (sq. ft.): 17,535 square feet
Road Frontage: Street Dead-End, Street Paved, Private Road
Front Exposure: Northwest

Legal Description & Other Information

Financing Available: Cash, Conventional
Parcel Number: 0008160010
Zoning: PD
Pets Allowed/Pet Policies: Cats OK, Dogs OK, Yes
Tax Legal Desc.: LOT 35 BAY ISLES UNIT 1
Section: 16
Range: 17

 

Listing courtesy of MICHAEL SAUNDERS & COMPANY. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

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Suncoasteam Realty, LLC
Main Office: 21202 Olean Blvd Unit C-3, Port Charlotte, FL 33952
Mailing Address: PO Box 380503, Port Charlotte, FL 33938
Phone: 941-235-7474
Email: sales@avalonsuncoast.com



https://suncoasteam.com/details?MLNum=A4643565