Residential Property - Single Family Residence in Palmetto
Listing Price: $1,599,000 (Mortgage Calculator →)
Description of Property
Welcome to 4109 Cobia Ct—a remarkable custom-built waterfront home where luxury, privacy, and modern convenience meet in perfect harmony. Built in 2017 with solid all-block construction (even on the second story) and a durable metal roof, this 4-bedroom, 3.5-bath residence is rarely available on Snead Island, one of the area’s most exclusive and tucked-away waterfront communities—private, peaceful, yet still close to everything. Situated on an oversized lot with 134 feet of direct saltwater canal frontage, this home offers no fixed bridges to the Gulf, making it a true boater’s paradise. Enjoy a composite dock with walk-way lights, water and electric, Covered boat lift, floating dock for your Jet Ski, and your very own gas-heated pool with LED lighting, deck jets, and a travertine deck—perfect for entertaining or soaking in the sunshine. The pool is fully gated, and just beyond, a spacious yard offers plenty of room for kids and pets to run and play. Inside, you’ll find a light-filled open floor plan with expansive ceilings, Luxury Coretec waterproof flooring, elegant tray ceilings, and a fresh, coastal-inspired design. The chef’s kitchen features high-end stainless steel appliances, an oversized island with views of the backyard and canal, a generous walk-in pantry, and smart-home technology integrated throughout. The split bedroom layout offers privacy for everyone, with both the primary suite and a secondary bedroom featuring ensuite bathrooms. The five-car garage includes epoxy floors, an EV charger outlet, and is pre-wired for a backup generator. It opens to a versatile lower-level flex space—perfect as a man cave, game room, or poolside retreat—with direct access to the lanai and pool area that enjoys ideal southern exposure. Additional standout features include PGT impact windows and doors, closed-cell spray foam insulation, LED lighting throughout, and composite decking with stainless fasteners for long-lasting durability. The home is also equipped with a full security system and modern smart-home setup. The location is just as special. Walk or bike to Emerson Point Preserve, a beautiful nature sanctuary for hiking, fishing, and wildlife viewing. Or take your golf cart to the Bradenton Yacht Club for private dining, social events, and fueling up your boat before heading out on the water. This is more than just a home—it’s the ultimate Florida lifestyle. Newer construction on Snead Island is incredibly rare, and this one checks every single box. Experience it for yourself and Schedule for your private showing today!
Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: Palmetto
County: Manatee
Subdivision: Mangrove Point
Bedrooms: 4
Bathrooms: 3
Half Baths: 1
Sq. Ft. Gross: 2,585
Sq. Ft. Living Area: 2,179
Cost per (heated) sqare foot: $734
Year built: 2017
Annual Tax: $16,311
HOA Fee: $1,050 Annually
Taxes and fees can change periodically, and other fees may apply. Please check with your Suncoasteam agent for more details.
Interior Features:
- Built-in Features
- Ceiling Fan(s)
- Eating Space In Kitchen
- High Ceilings
- Kitchen/Family Room Combo
- Living Room/Dining Room Combo
- Open Floorplan
- Split Bedroom
- Stone Counters
- Walk-In Closet(s)
Appliances:
- Convection Oven
- Dishwasher
- Disposal
- Dryer
- Electric Water Heater
- Freezer
- Microwave
- Range
- Range Hood
- Refrigerator
- Washer
Accessibility Features:
Window Features: Double Pane Windows
Additional Rooms:
- Bonus Room
- Inside Utility
- Storage Rooms
Ceiling Type:
Flooring: Luxury Vinyl
Schools
Elementary School: Palmetto Elementary-MN
Middle/Junior High School: Lincoln Middle
High School: Palmetto High
Pool & Waterfront Info
Private Pool: Yes
Pool Features: Heated, In Ground
Spa Features:
Water Front: Yes
Water Frontage: Canal - Saltwater
Water Access: Yes
Water Access Type:
- Canal - Saltwater
- Gulf/Ocean
- Gulf/Ocean to Bay
- Intracoastal Waterway
- Marina
- River
Water View: Canal
Exterior & Construction
Architectural Style: Coastal, Key West
Construction: Block
Foundation: Slab
Roof: Metal
- Lighting
- Private Mailbox
- Sidewalk
- Sliding Doors
- Storage
Garage: Yes
Garage Spaces: 5
- Boat
- Driveway
- Garage Door Opener
- Golf Cart Parking
- Oversized
Floors Total: 1
Floors in Unit: Two
Cooling: Central Air, Wall/Window Unit(s)
Heating & Fuel: Central, Electric
Electric:
Patio & Porch Features: Covered, Deck
Security Features:
Other Structures:
View: Trees/Woods, Water
Fencing:
Utilities:
- Cable Connected
- Electricity Connected
- Sewer Connected
- Water Connected
Sewer: Public Sewer
Water Source: Public
Community Features:
Association Amenities:
Lot Information
Lot Features:
- Landscaped
- Near Marina
- Oversized Lot
- Sidewalk
- Street Dead-End
Lot Size (acres): 0.34
Lot Size (sq. ft.): 14,854 square feet
Lot Dimensions: 134 x
Road Frontage: Street Dead-End, Street Paved
Front Exposure: North
Adjoining Property:
Current Adjacent Use:
Legal Description & Other Information
Financing Available: Cash, Conventional, FHA, VA Loan
Parcel Number: 2402700959
Zoning: PD-R
Pets Allowed/Pet Policies: Yes
Tax Legal Desc.: LOT 3 BLK B MANGROVE POINT PI#24027.0095/9
Section: 9
Range: 17E
Listing courtesy of COMPASS FLORIDA LLC. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.