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Sun Blog: Insurance

Insurance

National Flood Insurance Program NFIP

National Flood Insurance Program (NFIP) US Senators from New Jersey, Cory Booker and Bob Menendez have written a letter to Federal Emergency Management Agency (FEMA) calling for changes to the National Flood Insurance Program (NFIP). The letter states that the agency that oversees flood insurance for millions of homes in vulnerable areas has done too little to mitigate the … [Read more...] about National Flood Insurance Program NFIP

SW Florida Insurance

Anyone who watched the news in the last week has seen the devastating floods in South Carolina. The governor said on the news that this was a once in 1,000 year flood. Let that be a lesson to all of us in Florida. Flood insurance is a must. Many people who we help purchase a home in the area do not understand SW Florida insurance needs, especially flood insurance. They … [Read more...] about SW Florida Insurance

Flood Zone Changes

FEMA is in the process of producing new Flood Zone Maps. Homes that were once out of a risk area can now be included. However, according to the Sarasota County website, (scgov.net https://www.scgov.net/, 20-25 percent of all flood insurance claims come from low to moderate risk areas. It is highly recommended that no matter where you own a home in Florida, you purchase flood … [Read more...] about Flood Zone Changes

Flood Hazard Zones

Many people misunderstand the coverage they have with their standard homeowner insurance policy and the need for additional flood insurance underwritten by the US government. FEMA was created by the Flood Protection Disaster Act of 1968 to regulate construction in coastal areas and flood plains. FEMA analyzed the flood prone areas of the nation and in 1970’s issued maps that … [Read more...] about Flood Hazard Zones

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